Iowa Bank offers a wide arrange of commercial loans for purchase of machinery, equipment and real estate. We also offer operating line of credits for operating expenses. We offer competitive interest rates and terms so there is always an Iowa Bank commercial loan to meet your business' needs. Other types of commercial loan programs:
Please see our leasing section for details about this exciting financing product.
Small Business Administration (SBA) Loans
For start-up businesses or loans that do not meet our traditional commercial loan financing, we offer SBA-guaranteed loans. SBA offers longer terms and lower down payments to meet your cash flow demands. Application process has been streamlined, so applying for an SBA loan has never been easier.
LIFT (Linked Investment For Tomorrow)
This program is offered through the State of Iowa Treasurer's Office. This program allows many small businesses to apply for loans at interest rates substantially less than current market rates. This program caters to minority- and women-owned businesses as well as value-added agricultural loans, horticulture loans and many other types of small businesses. Applying for this type of loan is very easy with a simple one-page application. Can also be used in conjunction with an SBA loan.