| Hometown Checking |
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 Our most popular checking account
Free checking, no minimum balances required, no service charges
Unlimited check writing
Canceled checks are kept at the bank for safekeeping |
| Regular Checking |
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Free if you maintain an average daily balance for the cycle of $500.00
Minimum fee of $2.25* if your average daily balance falls between $300-$499
Minimum fee of $3.30* if your average daily balance falls between $100-$299
Minimum fee of $4.30* if your average daily balance falls below $100
Note: Fees will be waived for customers under 18 or over 62, if we have been so notified. This account is also free for non-profit organizations. |
| Regular Savings |
[Rates] [Disclosure] |
Free if you maintain an average daily balance for the quarter of $100 (A $1.50* minimum fee will be applied quarterly if you fall below the required average daily balance.)
Allowed 15 withdrawals per quarter (There will be a $.50* charge for each withdrawal exceeding 15)
Note: Fees will be waived for customers under 18 or over 62, if we have been so notified. |
| NOW Checking |
[Rates] [Disclosure] |
Free if you maintain an average daily balance for the cycle of $750.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
Interest-bearing
40 debit transactions free per month (A fee of $.15* will be applied for each debit transaction over 40)
Unlimited checkwriting if you maintain an average monthly balance of $5,000.00
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| Five Star Club |
[Rates] [Disclosure] |
For our customers that are 50 or older
Free if you maintain an average daily balance for the cycle of $500.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance.) |
| All Star Club |
[Rates] [Disclosure] |
For our customers that are 12 years old or younger
Tokens are earned with each deposit of $5.00 or more
Tokens may be used to purchase All Star Club prizes
Savings account balance of $25.00 is required to join the Club |
| First Choice Club |
[Rates] [Disclosure] |
No minimum balance required
Unlimited check writing
Interest-bearing if you maintain an average daily balance for the cycle of $750.00
$10,000-Basic or $30,000-Family accidental life insurance coverage (family coverage includes $2,500 on each dependent child)
2 free boxes of checks per year
Special club benefits
$7.00* monthly membership fee - Basic
$8.50* monthly membership fee - Family
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| Christmas Cash Club |
[Rates] [Disclosure] |
$10.00 minimum deposit require to open account
Interest-bearing |
| Money Market |
[Rates] [Disclosure] |
Free if you maintain an average daily balance for the cycle of $1,000.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average daily balance)
Interest-bearing
Allowed 6 transactions a month with no more than 3 by check |
| Advantage Money Market |
[Rates] [Disclosure] |
Free if you maintain an average daily balance for the cycle of $25,000.00 (A $5.00* minimum fee charge will be applied monthly if you fall below the required average daily balance.)
*Interest bearing
*Allowed 6 transactions a month with no more than 3 by check |
| Hometown Business |
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Free checking, no minimum balances required
Canceled checks are kept at the bank for safekeeping
140 debit transactions free per month (A fee of $.15* will be applied for each debit transaction over 140) |
| Regular Business |
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Free if you maintain an average daily balance for the cycle of $750.00
Minimum fee of $4.00* if your average daily balance falls between $500-$749
Minimum fee of $5.50* if your average daily balance falls between $250-$449
Minimum fee of $7.00* if your average daily balance falls below $250
140 debit transactions free per month (A fee of $.15* will be applied for each debit transaction over 140) |
| Business Checking |
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Monthly maintenance fee of $3.00*
Fee of $.10* for each debit transaction
Fee of $.08* for each credit transaction
Credit of $.18* for each $100.00 of average daily balance in your account. This credit will be used to offset the fees. |
| NOW Business Checking |
[Rates] [Disclosure] |
Free if you maintain an average daily balance for the cycle of $1,000.00 (A $7.00* minimum fee will be applied monthly if you fall below the required average daily balance.)
Interest-bearing
140 debit transactions free per month (A fee of $.15* will be applied for each debit transaction over 140)
Unlimited checkwriting if you maintain an average monthly balance of $10,000 |
| Business Money Market |
[Rates] [Disclosure] |
Free if you maintain an average monthly balance of $1,000.00 (A $5.00* minimum fee will be applied monthly if you fall below the required average monthly balance.)
Interest-bearing
Allowed 6 transactions a month with no more than 3 by check
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